This ghost story cleverly combines Buddhist teachings with folk legends, and uses the practice of a monk as a clue to present a profound allegory about karma, practice and repentance. In terms of plot design, the story cleverly uses the idea of karma in Buddhism, taking the loss of a small copper coin and the generation of a sorghum seedling as key nodes to connect the past and present lives of the monk and the robber. The loss of the copper coin foreshadows the occurrence of mistakes, while the appearance of sorghum seedlings symbolizes the fruits of sin. This design is not only symbolic, but also deepens the religious connotation of the story while advancing the plot. In terms of atmosphere creation, the story uses a large number of Buddhist elements and folk legends to create a world that is both mysterious and real. By describing the dilapidated temple, the piety of the little monk and the ferocity of the robber, the story creates a strong contrast effect, making the Buddhist concept of compassion and karma more prominent. At the same time, some detailed descriptions in the story, such as the little monk's mood of throwing money and the fear of the robbers, also allow readers to feel the atmosphere of the story more intuitively. In terms of character creation, each character in the story has a distinct personality and a profound inner world. The piety and regret of the little monk, the fierceness and repentance of the robbers, and the compassion and wisdom of the old monk are all vividly displayed through specific actions and dialogues. In particular, the role of the calf is not only the narrator of the story, but also a key figure connecting the past and the present. The transformation of his identity in the past and present lives gives the character a profound religious implication. In addition, the emotional resonance that the story brings to me is about the cycle and redemption of life. The mistakes and subsequent repentance of the little monk, as well as the repentance and practice of the robbers, all made me deeply realize that everyone is constantly searching and correcting on the road of life. The ending of the story is not only an interpretation of Buddhist teachings, but also a warm call for humanity. It tells us that even in the darkest moments, as long as we are willing to repent, we can always find a bright path. In summary, this ghost story not only performs well in plot design, atmosphere creation and character creation, but also has a unique charm in conveying profound religious philosophy and human care. It is not only a Buddhist fable, but also a profound reflection on life, faith and redemption.